Bookkeeping and accounting for owner-run businesses

Estagrow keeps your books up to date every month. Sales, purchases, bank and expenses are recorded in your accounting software, reconciled, and summarised in a report you can read. Retainers have an agreed monthly fee, written down before we start.

Updated October 2026

What is included

  • Daily entries for sales, purchases and expenses
  • Bank and card reconciliation
  • Monthly profit and loss and balance sheet summary
  • GST and TDS data kept ready for filing
  • Year-end closing support for audit and income tax

Who it suits

Clinics, travel agencies, shops and manufacturers that have no in-house accountant, or one who is stretched. Also businesses whose books are behind and need a clean restart.

Related services

Common questions

What does a bookkeeping retainer include?

Recording and reconciling your transactions every month, a monthly summary of profit, expenses and balances, and keeping GST and TDS data ready for filing. The exact scope is written into your quote.

Can you take over books from my current accountant?

Yes. We start by reviewing the existing books and agree in writing what needs cleaning up first, then continue monthly.

How is the fee decided?

By transaction volume, the number of entities and the reports you need. You receive the scope and fee in writing, and work starts after you accept it and pay the advance.

Will I get reports every month?

Yes. A monthly summary of your books is part of the retainer, so you see profit, expenses, receivables and payables without asking.

What is the difference between bookkeeping and accounting?

Bookkeeping is recording transactions accurately and on time. Accounting uses those records to prepare financial statements, returns and analysis. Our retainer covers both.

What do I need to send you each month?

Bank statements, sales and purchase invoices, expense bills and cash records. We tell you the exact list and the dates when we start.

Do I still need an accountant in my office?

Often not for a small business. Depending on your volume, our retainer can cover the monthly bookkeeping and reports. Larger businesses may keep one person for daily entries and use us for review and filing. We recommend what fits and write it into the scope.

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